Questions On Accessing Your Money & Philippines SIRV Visa

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Author: V. Reekay

About Me.. In 2011 I made the decision to move to the Philippines within a year. Since 2012 I’ve been traveling through various islands of the Philippines as a full-time Expat. (Mactan, Bohol, Panglao, Moalboal, Dumaguete, Bacong, Boracay, Cebu) I recently spent the year living in Ho Chi Minh City, Vietnam.

Share with me here my ongoing adventures of life in the Philippines. Dating, vlogging, cooking, traveling and sharing the information with you needed to make your own plans for living as a full-time expat in Southeast Asia.
— Reekay


  1. Note: You WILL experience your International ATM cards simply not working. *any* ATM.. it rarely lasts more than 24 hours. This morning is a perfect example. Worked until about 8:30am then nothing. No Chase, Fidelity, Schwab etc. Tried 2 provinces 4 different banks. You will call your bank and they will usually respond, “we see no record of your card being used…”. It happens. Plan accordingly… Or fly to another country 😉

  2. My sole U.S. debit card expired last Dec. & I was totally aware of it as well as the snail mail here so I called my C.U. & asked if newbie could be sent asap instead of 1 mo. prior & they agreed. When I came here in ’17 it wasn’t difficult for me to set up a BDO acct. as well as another option . Good topic !

  3. Why don’t you hire a Filipino/Filipina assistant (direct or through a BPO) to do your paperwork/filling for you?

  4. If I were moving to the Philippines, I would open an account with either BDO or PNB here in America that has reciprocity in Philippines and then have my direct deposits and account transfer services linked to the PNB / BDO account.

    Living in Philippines, I would have no less than 3 credit cards with at least $10,000 credit limits: specifically my Applecard, my Capital One and my MCU…

    All purchases possible would be done on my phone or my watch.

    I would spend mostly on my Applecard for cashback or my Capital One for travel points and use that as a way to keep track of my shopping. I tend to only shop in mall groceries that accept the card because it’s easier to mentally track than spending cash from the ATM.

  5. Make sure you notify your banks and credit cards that you’re traveling then you shouldn’t have any problems.

  6. Spot on bro. I set up my account in Philippines long time ago. My only question is how strong is the banks there? I did a USD account to take advantage of the ever changing rates. Pls update us before you go back so i can set up a lunch date for us. Been following you almost 10 years now so i think its time we met lol.

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