Expat Retirement Abroad: What Is Your End-Game?


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Author: Reekay V.

Since 2012 I’ve been traveling through various islands of the Philippines as a full-time Expat and spent 1999 living in Vietnam.

Share with me my ongoing adventures of life in the Philippines. Hopefully you find my observations helpful in your own adventures.
— Reekay

20 comments

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  2. The theme of my 3rd visit to the Philippines will be “the nursing home tour” 🙂

    [Trip 1 – a guided tour of a couple big-city destinations

    Trip 2 – go-it-alone at the Airbnbs

    Trip 3 – the nursing home tour 🙂

  3. I would suggest if your coming in your 50’s or 60’s and your healthy build a medical nest egg for those days you will need in house care. If you cant do that stay home. My journey starts next week can’t wait to get started! Great information, thanks!

  4. If you have any health issues, especially chronic conditions, what are you doing living in any foreign country, not just the Philippines, with no medical insurance nor friends nor family to support you? I’ve never been sick, just bust up. I had an accident in the Philippines a couple of years ago that led to physical injuries, but I am insured, as is my entire family, so the costs were zero – I paid up-front and put in a claim that was immediately settled. The policy is about $USD 1000 p.a. for the whole family. My wife became pregnant when we were living in HK. The total cost for prenatal, birthing, postnatal care, as well as vaccinations was around $USD 50. HK has a public healthcare system based upon that of the UK. I paid taxes so my family was eligible. I broke my leg in a climbing accident. Setting of the fracture, hospitalisation, casting, drugs and check-ups came to around $USD 30. Republicans, especially those of the Trumpian ilk, would call a comprehensive healthcare system such as this paid for through taxes “Communism” or “Socialism”. I call it a good idea. As for returning ‘home’ there’s no possibility of that. I left the Uk 30 years ago to travel and then work abroad. Our family owns property, has savings, an income and investments so we are sorted for at least our lives, our kids’ lives and probably those of our grandkids, should they occur!.

  5. Nice video, sir. A question are their safes (small one’s like in hotel rooms) that you can buy over there and have installed in your apartment for your valuables?

  6. You are so correct! Too many people forget about having the cash for emergencies…. Also be careful with hospitals…. They are not all that honest!!!!

  7. Great topic. I have a contract with reality. I will not return to the US. My family are vultures. I have witnessed who they are and I would never let any take responsibility for me. The US are not the happy, loving, selfless people I want to be with at the end. I don’t want to die in the US. I have helped 8 people die. It’s a business. Instead I have prepared myself financially. In my 60’s I’ll date and eventually find a healthy, loving, reciprocal relationship in SE Asia. For now I walk 3 hours a day and eat heavily. I don’t live in denial. I don’t drink, smoke, do drugs and am a happy appreciative person. As a medical person when I find my partner, I’ll prepare her for my elder years. I’ll hire nurses to help care for me. I cared for my sweet wonderful partner for a year by myself until she passed. I know what death looks and feels like. Not even her family showed up for her while she was alive or afterwards. That’s the US. I will be in better hands in SE Asia surrounded my happy grateful caring people instead of the $10-20 k per month left alone in a room care of the US. I’m not a needy impulsive person. I take lots of time to see who people are. Having had a people business for 40 years that was a great laboratory to be able to understand people. Great content Reekay.

  8. Hi Reekay, do you still offer private consultations? If yes, how to get in touch? Thanks

  9. My endgame is to die here in Thailand. I’m married and I expect my wife, her family, or whomever we hire to take care of me. My wife’s cousin just spent the past 7 years caring for an elderly Chinese man who passed away last month. We have expertise in the family. I have a 10 year visa. I have Thai health insurance which, if I can afford to pay the premiums over time, will cover some costs. I have a generous pension that continues while I am alive. I have a decent chunk of money set aside for end of life care and my wife’s inheritance. We built a house last year. It is a single story house with wheelchair wide doors and a ramp to the front door. If I can die in a bed rolled out to the terrace with our beautiful view of the rice fields then I will die a happy man.

  10. I’m 69yrs,been in the Philippines for 9yrs, the first thing I did was set aside minimum 20k US…then I bought my home ..then I bought my SUV…I’ve been in Philippine hospitals a few times and I’m aware of their practices concerning money. ALWAYS!! set aside a nest egg for health reasons and emergencies!! After all, boys, this isn’t our back yard. Plus you never know when you might have to pop smoke and haul ass!!

  11. I am going to die in the Philippines, God willing. It is not about money but about His will. I am wealthy by the world’s standards but God can take it away in a heart beat. My hope is in Him. My hope is that He gives me a Filipina who loves Jesus and loves me. I could not ask for more.

  12. If your end game is to live and die in the Philippines, then have end time arrangements in contract and paid. Not a cemetery plot is real property I’ve been told so maybe cremation is a better option since foreigners can’t own real property. You might contact a lawyer to clarify this and make plans accordingly.

  13. One factor you didn’t mention is: in my country the cost of living is a bit higher than Philippines. There’s tiny if any social healthcare. My only hope is Philippines, there’s no coming back. Also, if *REALLY* look at the end game, you’ll find out that the world is on the brink of financial bankruptcy. Money-strapped men will be the future and they won’t have a coming back too.

  14. I want to get married and I’m super healthy at 67 and should have a normal healthy life close to 100 or above slightly living a good lifestyle. I’ll go to the USA every year for my checkups and health care maintenance for a optimized life to live it’s fullest. My parents lived almost to 100 and were very healthy and lived independently in their home with no one taking care of them.

  15. None of us are getting out of here alive. I always use this quote when someone says, “If I die” There is no if.

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